In this video, you will learn how to get a business loan for a start-up business even if you have bad credit. All new business owners worry about getting funding for their start-ups. However, there are ways to get a loan if you follow along.

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Firstly understand that your personal credit and business credit are very different. With personal credit, the credit bureaus are Transunion, Equifax, and Experian. There is a tradeline on your credit report that shows if you have a mortgage or auto loan or credit card. This is used to create your credit score based on your credit utilization and debt ratio.
For business credit, there are three credit bureaus; Equifax, Experian business, and Dun and Bradstreet. Dun and Bradstreet is the number 1 credit reporting agency and, you can create a free business profile. They only care how well you manage your debt with business credit and not your personal debt ratio and credit utilization. So, if you had a $1000 credit on your business credit and used $800 of it, they would not penalize you. They instead will reward you if you make your payments on time. Could this be your answer to funding? Watch to learn more!

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